Amendment 3 calculator
Your homestead exemption from county, city and district taxes rises to $150,000 on 2027 tax bills and $250,000 on 2028 bills. A typical homestead here pays about $688 to $1,278 less in 2027.
Congratulations, Florida homeowners! Voters approved Amendment 3 on Nov. 3, 61.98% yes statewide, unofficial as of election night; it needed 60%.
Your home
Your 2026 bill next to 2027 and 2028, on today's tax rates.
For a homestead in Parrish assessed at $338,000, the typical value there.
- School taxes pay for Manatee County's public schools. Amendment 3 doesn't change them: the school exemption stays $25,000.
- County, city and district taxes pay for county government (the Sheriff's Office, EMS, roads, parks and libraries), the City of Palmetto for homes inside its limits, the North River Fire District, and the water management, mosquito control and inland waterway districts. These are what Amendment 3 lowers.
- Flat fees are the same whatever your home is worth: your fire district's yearly assessment ($388.93 for Parrish Fire District or $285.62 for North River Fire District), plus a CDD fee if you add one under More options. Amendment 3 doesn't change them.
Same home, same value and 2026 tax rates, so only the exemption changes. School taxes and flat fees stay the same.
An estimate, not your tax bill or tax advice. It uses the final 2026 tax rates the Property Appraiser posted Oct. 5 and the fire fees each district adopted for 2026-27. Your bill depends on the Property Appraiser's value and your exemptions. Check with the Property Appraiser and the Tax Collector.
Shown for a typical homestead in Parrish. Turn on JavaScript to try your own numbers.
By area
A typical homestead in each area: the median value on the Property Appraiser's 2026 roll.
| Area | Typical value | 2027 | 2028 |
|---|---|---|---|
| Inside Palmetto city limits | $192,000 | $1,278 less | $1,822 less |
| Palmetto, outside the city | $263,000 | $762 less | $1,535 less |
| Ellenton | $273,000 | $762 less | $1,535 less |
| Parrish, Parrish Fire District | $338,000 | $688 less | $1,386 less |
| Parrish, North River Fire District | $306,000 | $762 less | $1,535 less |
Estimates on 2026's adopted tax rates and values. Your actual bill depends on your value and the rates set each September.
When you'll see it
- Jan. 1, 2027: Amendment 3 takes effect. If you already have a homestead exemption, there's nothing to file: the Property Appraiser applies the higher exemption on its own.
- March 1, 2027: The deadline to apply for a homestead exemption for 2027 if you don't have one yet.
- August 2027: The Property Appraiser mails TRIM notices with your 2027 value and proposed taxes.
- November 2027: The first tax bills with the bigger exemption go out. It rises to $250,000 on 2028 bills, then with inflation from 2029.
Questions
How much will Amendment 3 save me?
It depends on your home's value and where it is.
It depends on your home's value and where it is. On 2026's tax rates, a typical Parrish homestead pays about $688 less in 2027 and $1,386 less in 2028; the calculator on this page estimates yours. The savings come from county, city and district taxes only.
Do I need to reapply for my homestead exemption?
No.
No. The Property Appraiser says homeowners who already have a homestead exemption don't need to file again: the higher exemption is applied automatically, as long as the home still meets Florida's homestead requirements.
Source: Manatee County Property Appraiser: Amendment 3 and existing homesteads
What's the deadline to apply for a 2027 homestead exemption?
March 1, 2027.
March 1, 2027. If you don't have a homestead exemption yet, the Property Appraiser asks you to file an application with your documents (a Florida driver license or ID, Florida vehicle registration and voter registration if you have one) on or before March 1.
Source: Manatee County Property Appraiser: applying for a homestead under Amendment 3
Does Amendment 3 lower my school taxes?
No.
No. The bigger exemption is for non-school taxes. The Property Appraiser says the exemption from school taxes stays at $25,000.
Does Amendment 3 lower my CDD fee?
No.
No. Florida's homestead exemption covers property taxes "except assessments for special benefits," and a CDD fee is an assessment, listed on its own line of the tax bill. Fire, garbage and other flat fees on the bill don't change either.
Sources: Florida Division of Elections: Amendment 3 full text, Manatee County Property Appraiser: TRIM notices
I'm moving to Florida in 2027. Do I get the bigger exemption?
Not right away.
Not right away. If you weren't a Florida resident on Dec. 31, 2026, the amendment gives you the existing homestead exemption once you qualify, and the bigger exemption starts with your fifth year of it.
Source: Florida Division of Elections: Amendment 3 full text
What does Amendment 3 change for rentals and second homes?
They don't get the homestead exemption.
They don't get the homestead exemption. From 2027, the yearly rise in their assessed value is capped at 5% instead of 10%.
Source: Florida Division of Elections: Amendment 3 full text
Do my other exemptions change?
No.
No. The Property Appraiser says Save Our Homes, portability and the exemptions for veterans, seniors, widows and widowers, first responders and people with disabilities stay the same.
Sources (12) · Info updated
- Florida Department of State: 2026 general election, amendments, Nov. 6, 2026
- Florida Division of Elections: Amendment 3 full text, Nov. 6, 2026
- Manatee County Property Appraiser: Amendment 3, Nov. 6, 2026
- Manatee County Property Appraiser: Amendment 3 and existing homesteads, Nov. 6, 2026
- Manatee County Property Appraiser: applying for a homestead under Amendment 3, Nov. 6, 2026
- Manatee County Property Appraiser: important dates, Nov. 6, 2026
- Manatee County Property Appraiser: TRIM notices, Nov. 6, 2026
- Manatee County Property Appraiser, 2026 final adopted millage rates, Oct. 5, 2026
- Florida Department of Revenue, additional homestead exemption
- Parrish Fire District, Resolution 2026-01, April 28, 2026
- North River Fire District, Resolution 2026-07, Sept. 9, 2026
- Manatee County Property Appraiser, homestead property data, Sept. 26, 2026